Free Tool

How Much Are You Overpaying
in Payment Fees?

Answer 4 quick questions. Get your exact dollar leak — plus a free fix plan.

QBO Certified
Private & Secure
Free Analysis
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1
Industry
2
Revenue
3
Friction
4
Bookkeeping
5
Results
Step 1 of 4

What's your industry?

Payment rates vary by Merchant Category Code (MCC). Select the best fit.

Contractor / ConstructionGeneral contractors, subs, trades
Professional ServicesConsulting, legal, accounting, coaching
E-commerce / RetailOnline store, physical retail, DTC
Healthcare / WellnessMedical, dental, therapy, fitness
Other / General BusinessRestaurant, nonprofit, service business
Step 2 of 4

Monthly payment volume?

Drag to your average monthly revenue processed through payment systems.

$50,000
Monthly Revenue
$5K$100K$250K$500K
Step 3 of 4

How much payment friction do you have?

Think about how much manual effort goes into chasing invoices and reconciling payments.

High FrictionManual follow-ups, disputes, late payments weekly
Some FrictionOccasional issues — a few hours per month
Mostly SmoothPayments mostly automated and on-time
Step 4 of 4

Processor & bookkeeping needs

Select your current processor and any bookkeeping pain points.

Bank ReconciliationAccounts don't match, time-consuming to reconcile
Financial ReportingP&L and reports take too long or are inaccurate
QBO Cleanup NeededBooks are a mess, transactions miscategorized
Payroll / 1099 SetupContractor payments, payroll not fully in QBO
None — Books Are CleanBookkeeping is handled, just need payment optimization
Estimated Annual Profit Leak
$0
That's $0 leaving your account every month
Fee Overpay / yr
$0
Labor Cost / yr
$0
Potential Savings
$0
3-Year Impact
$0
Get Your Free Fix Plan

Unlock your optimization report

We'll send the exact merchant setup, rate scripts, and action steps to eliminate this leak — free.

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Your Report Is On the Way!

Check your inbox — your personalized QBO fix plan is heading there now. Here's what's inside:

1
Your exact fee breakdownWhat you're paying vs. what you should be paying
2
Rate negotiation scriptsWord-for-word language to lower your merchant rate
3
QBO setup checklistThe exact settings that eliminate hidden fees
Still need a human?
Fees, holds, missing deposits or chargebacks?

I worked QuickBooks Online Payments support for years. If something specific is wrong with your merchant account, send it over and I'll look at the actual case.

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